Mortgages

MECU has several mortgage options to serve our members, from first-time homebuyers to homeowners looking to make improvements.

family with young daughter smiling as they move boxes into their new home

Mortgage (Purchase or refinance)

Buying a Home For the First Time? Enjoy the dream of home ownership with a MECU home loan!

Whether you’re looking for the perfect new home or want to re-finance your existing home, we are here to help. We offer fixed rate mortgages that finance up to 95% of the purchase price, or appraisal value if re-financed.

Call us or apply online today and one of our friendly loan officers will help you get started!

Contact our Mortgage Dept at 405-813-5500

Your home has always been a source of comfort and security. Now turn those bricks into bucks!

The equity you’ve invested into your home can be a source of financing for a variety of purposes:

  • Home Improvements
  • Major Purchases
  • Tuition
  • Bill Consolidation

Our Home Equity loans are closed-end loans. MECU will finance up to 95% of your home’s appraised value, minus the balance of the 1st mortgage, and interest can be tax deductible. We also offer loans for investment property as well! You should consult a tax adviser for further information regarding the deductibility of interest and charges.

Call us or apply online today and one of our friendly loan officers will help you get started!

Need extra cash for a dream project or just want to consolidate your credit? Our HELOC loans can help.

With financing up to 95% of your appraised property value, minus what’s owed from the previous mortgage, and interest may be tax deductible. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

Call us at 405-813-5550 today and one of our friendly loan officers will help you get started!

Click here for more information about HELOC loans! Click here for a HELOC application.

No Equity, No Problem!

You can get up to $25,000 quick to remodel or improve your home. The Instacash 24 Home Improvement Loan has no lien on your home and no appraisal costs. Funds available in as little as 24 hours.

Apply online today or contact our Mortgage Dept at 405-813-5500 for more information!

NMLS Information

Municipal Employees Credit Union
of Oklahoma City # 519899

Baker, Nikki NMLS # 2232066

Cummings, John NMLS # 552159

Engles, Alisha NMLS # 552154

Farrell, Lisa NMLS # 812400

Hatfield, Adona NMLS # 2462293

 Jonas, Rheannon NMLS # 756052

For error resolution or requests for information concerning your mortgage loan please write to:
MECU, 101 N. Walker Ave, Oklahoma City, OK 73102, Attn: Mortgage Dept.

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Get help online or in person.

When you need help, we are here for you.

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You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.

You are leaving our site

By clicking on this link you are being directed to a third party website that is not controlled or operated by MECU.
MECU is not responsible for the content of the third party website and does not represent either the third party or the member should the two enter into any type of transactional relationship.

The link to this website is not an endorsement of this third party by MECU. The privacy and security practices of the third party may be different from that practiced by MECU. You should take time to review the privacy and security policies of any website before providing any information to any third party.