Mortgages

Me/CU has several mortgage options to serve our members, from first-time homebuyers to homeowners looking to make improvements.

1st Mortgage

Buying a Home For the First Time? Enjoy the dream of home ownership with a Me/CU home loan!

Whether you’re looking for the perfect new home or want to re-finance your existing home, we are here to help. We offer fixed rate mortgages that finance up to 95% of the purchase price, or appraisal value if re-financed.

Call us or apply online today and one of our friendly loan officers will help you get started!

Click here for NMLS numbers.

Home Equity Loans

Your home has always been a source of comfort and security. Now turn those bricks into bucks! The equity you’ve invested into your home can be a source of financing for a variety of purposes:

  • Home Improvements
  • Major Purchases
  • Tuition
  • Bill Consolidation

Our Home Equity loans are closed-end loans. Me/CU will finance up to 95% of your home’s appraised value, minus the balance of the 1st mortgage, and interest can be tax deductible. We also offer loans for investment property as well! You should consult a tax adviser for further information regarding the deductibility of interest and charges.

Call us or apply online today and one of our friendly loan officers will help you get started!

Click here for NMLS numbers.

HELOC: Home Equity Line of Credit

Need extra cash for a dream project or just want to consolidate your credit? Our HELOC loans can help. With financing up to 95% of your appraised property value, minus what’s owed from the previous mortgage, and interest may be tax deductible. You should consult a tax adviser for further information regarding the deductibility of interest and charges.

Call us at 405-813-5550 today and one of our friendly loan officers will help you get started!

Click here for more information about HELOC loans! Click here for a HELOC application.

Click here for NMLS numbers.

No Equity, No Problem!

Instacash 24 Home Improvement Loan

You can get up to $25,000 quick to remodel or improve your home. The Instacash 24 Home Improvement Loan has no lien on your home and no appraisal costs. Funds available in as little as 24 hours.

Get started today!

Contact us to help find you the perfect mortgage option. Apply to get started.

For error resolution or requests for information concerning your mortgage loan please write to:
MECU, 101 N. Walker Ave, Oklahoma City, OK 73102, Attn: Mortgage Dept.